Engineered for trust.
From space and aviation to railway and finance, we’ve earned our reputation by delivering quality and efficiency in the world’s most demanding environments, potentiating cross-industry technology innovation.
OUR SOLUTIONS
Modernise, Innovate, and Lead
Financial Services are transforming at full speed, driven by rising customer expectations, regulatory shifts, pressure on margins and constant digital disruption.
With a deep technical track record in highly regulated industries, and powered by smart AI solutions, we build systems that are fast to market, resilient by design, and ready to evolve.
For institutions that need to move fast and be ahead of the game, we offer enterprise-grade reliability with agility, performance and value.
Legacy Modernisation
Modernise legacy systems like COBOL and Assembler with AI-enabled hybrid migration strategies – boosting performance, reducing risk, and accelerating secure, scalable cloud adoption.
Lending
Accelerate credit decisioning with AI-driven underwriting, automated risk assessment, and fully digital lending journeys. Enable pre-approved limits and faster time to cash with greater control.
Risk & Compliance
Meet rising regulatory demands with solutions for secure financial data access (FiDA), DORA-compliant operations, ISO 20022 readiness, and AI-powered automation for KYC and compliance.
Digital Banking
Create seamless, personalized customer journeys through open banking, embedded finance, and omnichannel engagement, enabling new revenue streams and business models.
Core Banking & Operations
Transform core systems and streamline operations for greater agility and efficiency. We enable cloud-native and hybrid solutions that reduce disruption and maximise long-term value.
Digital Payments
Deliver fast, secure, and compliant domestic and international payments with modernised infrastructure and seamless scheme integration, boosting speed, reliability, and connectivity.
Wealth Management
Empower advisors and clients with AI-based portfolio optimisation, automated compliance, and digital onboarding, designed to drive efficiency, growth, and exceptional experiences.
Some of our clients and partners
OUR CAPABILITIES
Smart Capabilities, Built Around Your
We bring together cross-domain tech expertise and intelligent accelerators to craft solutions that fit your business, designed to tackle your most complex challenges with speed and precision. Whether you’re scaling innovation or solving a critical issue today, we deliver faster paths to impact, tailored to your needs & goals.
Pedro
Leite
Pedro is a Business Development Director at Critical Software, bringing over 17 years of experience in digital transformation across the financial and public sectors. Passionate about innovation, he works to strengthen the company’s network of customers and partners. In his free time, Pedro enjoys reading, music, cinema, art, traveling, and exploring new cultures.
Luís
Gaspar
With over 20 years of experience in Business and Informatics, Luís has led digital transformation projects across several sectors, including financial services, telco and government. As Head of Pre-Sales and Partnerships, Luís works closely with our partners to develop offerings that help our clients address complex technological challenges in critical areas, focused in solutions that deliver value, decrease risk and make a real difference for customers.
